Legal Notices

Important Information - Please Read Carefully

Legal Notices and Disclaimers

Introduction

Welcome and thank you for visiting. We appreciate your interest in W. Brown & Associates Insurance Services and W. Brown & Associates Property and Casualty Insurance Services. Just for convenience, we will refer to both firms collectively as W. Brown from this point on.

In order for us to operate this site effectively on an ongoing basis, certain rules and conditions must apply to its use. By accessing and using www.wbais.com, hereafter referred to as Website, you are agreeing to abide by these simple conditions. If you cannot agree to conditions presented below, we respectfully ask that you do not access the Website.

Terms and Conditions of Use

1. The Website is provided solely as a service to licensed insurance agents and brokers already doing business with W. Brown or those interested in doing so. Other parties are, of course, welcome to view the Website but nothing contained herein should be construed as an offer to sell insurance to the general public or otherwise circumvent any local insurance regulations that might apply to the use of the internet. Further, nothing contained in the Website should be construed as a guarantee of insurance availability.
     

2. We hope that you will find the Website worthy of imitation. Please be advised, however, that the design and content of the Website are the sole property of W. Brown and are fully protected by all applicable laws. Nothing contained in the Website may be reproduced or distributed without our express permission. In order to request such permission, please contact jdelvecchio@wbais.com and include your name, address and a detailed outline of the information you would like to use or distribute as well as details as to how you intend to do so.
     

3. The contents of the Website, including these Terms and Conditions, are subject to change at any time without prior notice.
    

4. Establishing hyperlinks to the Website requires the express permission of W. Brown. To obtain such permission, please forward your request to jdelvecchio@wbais.com.
    

5. The contents of the Website are made available without warranty of any kind as to accuracy, completeness, fitness or any other characteristic. W. Brown is not liable to any person or organization for any direct, indirect or consequential damages arising from errors, omissions or inaccuracies contained in the Website whether or not negligent.
     

6. While every effort has been made to allow you safe use of the Website, we do not guarantee that the Website or its contents are free of viruses, or other destructive codes or conditions. W. Brown is not responsible for damages of any kind whatsoever that arise in connection with your use of the Website including the downloading of its content.
     

7. All descriptions or summaries of insurance products found in the Website are presented solely for general informational purposes. The Website is not a substitute for an actual insurance policy and nothing contained herein shall serve to confer coverage of any kind or to alter the provisions of any duly issued insurance policy or binder. Coverage cannot be ordered, bound, cancelled or altered in any way via use of the Website. Such actions require express written confirmation from authorized W. Brown personnel.

Any questions regarding the foregoing should be directed to jdelvecchio@wbais.com.